What is your motivation? (multi select)

Get a lower interest rate
Buy another property
Buy my first home
Consolidate some other debt
Top up for renovations
Get debt free faster

Which banks do you have mortgages with?

ANZ
ASB
BNZ
Westpac
Cooperative Bank
Kiwibank
NZ Home Loans
TSB
SBS
Sovereign
Other

What is the total mortgage debt across all the properties you own?

I have none

How much of your mortgage debt is on a fixed interest rate?

None, my mortgages are all floating
All, my mortgages are all fixed

What is the average interest rate on your fixed mortgage(s)?

When does the bulk of your mortgage come off its fixed rate?

I don't know

How much of a cash incentive have you received from the bank in the last 2 years if any?

None
I don't know

What additional debt do you have? Car loans, Credit Cards, Gem Visas etc...

Credit cards, paid in full every month
Credit cards, incurring interest
Credit cards and/or other debts incurring interest
I have no other debt

What is your total extra debt across any credit cards, personal loans, Qcards, gem visas etc?

None

How much of this debt is on an interest rate lower than your mortgage?

What is your total deposit including any gifts, savings or kiwisaver?

Assembling Your Scorecard...

1/3

Generate your scorecard in three easy steps

What is your email?

The calculator will send a copy of your scorecard via email along with an explanation of the results.

2/3

Enter your first name to personalise your scorecard

What is your name?

3/3

Lastly, enter your mobile number to unlock your scorecard

What is your number?

If refinancing makes sense for you, one of our advisers may be in touch.


Next, find out your maximum borrowing power


How much can you get for rennovations or a new purchase?

What is the estimated total value of the properties you own?

I own no property

What is your total deposit including any gifts, savings or kiwisaver?

Are you the only income earner contributing to the mortgage repayments?

Yes
No

How many kids do you have living with you?

None
1
2
3
4
5+

What is your combined gross annual household income?

What is your combined weekly rental/boarder income?

None

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